by Gretchen Betts | Mar 21, 2024 | Uncategorized
As you step into the later stages of your career, you might notice a significant change in your family dynamics: your children are likely leaving home, marking the beginning of a new chapter in your life. Realistically, this phase could signal your final working...
by Gretchen Betts | Mar 14, 2024 | Inheritance
Inheritance tax (IHT) can be a daunting prospect for many individuals and families. With the potential to significantly impact the transfer of wealth from one generation to the next, understanding the rules and implementing effective planning strategies is crucial....
by Gretchen Betts | Mar 8, 2024 | Budget
Last Wednesday, Jeremy Hunt unveiled his Budget. This budget was highly anticipated as it’s widely expected to be the final budget before the upcoming general election. However, there were no major surprises, as most of the key announcements had been widely expected....
by Gretchen Betts | Mar 1, 2024 | Financial Planning
Entering your 40s brings about financial changes. You may notice an increase in your salary, but also a rise in expenses. This period often involves significant life events such as relocating to a bigger house, considering second home acquisitions, managing...
by Gretchen Betts | Feb 23, 2024 | Vlog
Welcome to my February Vlog! Tax year-end is just around the corner, so let’s make the most of those allowances! Listen in to see how best to do this, it’s all a bit technical, but we can help to make the best sense out of it. Don’t forget that ISAs &...
by Gretchen Betts | Feb 16, 2024 | Financial Planning, Lifestyle, Money
Entering your 30’s marks a pivotal stage in life where the foundations of both good and bad habits are laid. After years of working, you may find yourself in a more financially stable position than ever before. However, this newfound stability comes with a set of...
by Gretchen Betts | Feb 7, 2024 | Pension, Uncategorized
The Lifetime Allowance (LTA) is a limit on how much you can build up in pension benefits without paying tax. It’s currently set at £1,073,100 and benefits above this were subject to a tax charge. To the surprise of many, it was announced in the 2023 Spring Budget that...
by Gretchen Betts | Feb 2, 2024 | Financial Planning
At Magenta we firmly believe that financial planning and money education should happen at every age—whether it’s learning at school about cash versus credit, playing with your budgeting app at university, or teaching your Grandchildren how to save, give and spend...
by Gretchen Betts | Jan 25, 2024 | Vlog
It’s back! Gretchen’s first VLOG of 2024! First off, a huge congratulations to our Trainees, Holly and Mollie, who both took and PASSED exams before Christmas. Clap emoji Last week we held our annual strategy off-site. We spent time as a team talking about our goals...
by Gretchen Betts | Jan 18, 2024 | Podcast
Next month will see the launch of the “Women Talking Money” podcast – a new weekly dose of open conversations talking about the taboo topic of money. Hosted by Magenta’s MD Gretchen, this podcast focuses on celebrating women’s diverse experiences in...
by Gretchen Betts | Jan 5, 2024 | Private Medical Insurance
In the complex world of healthcare and with the current state of affairs for waiting lists for National Health Services, we are being asked more and more about private medical insurance (PMI). In this blog, we will delve into the many benefits that private medical...
by Gretchen Betts | Dec 23, 2023 | Financial Planning
As we usher in a new year, setting financial goals may be top of your list! Here are three simple tips to help you get started: Define Clear and Attainable Objectives: Start by outlining specific financial goals Whether it’s saving for a dream holiday,...
by Gretchen Betts | Dec 16, 2023 | Christmas, Financial Planning
As we enter the final countdown to Christmas and the New Year, Magenta sends you all warm wishes for joy and happiness. In a year full of ups and downs, including legislative changes, staff leaving, new staff joining, and the tricky economic backdrop we’re still...
by Gretchen Betts | Dec 6, 2023 | Financial Planning, Wellbeing
Money continues to be something we are reluctant to talk about with others. It means that often we make financial decisions on our own, and unless we have great advice, we may be left worrying about whether we have done the right thing. If you’re not confident...
by Gretchen Betts | Nov 30, 2023 | Financial Planning
As we approach the end of the year, it’s that time again to assess your financial goals and the plan you’ve made for the future. Meeting with your Magenta financial planner annually is a crucial step in ensuring your financial health and stability. Before you...
by Gretchen Betts | Nov 27, 2023 | Budget
On Wednesday of last week, Jeremy Hunt unveiled his Autumn Statement. Despite speculation about potential reductions in inheritance tax, no adjustments were made. The major announcement centered around the reduction in National Insurance, while tax thresholds, as well...
by Gretchen Betts | Nov 15, 2023 | Christmas, Financial Planning, Wellbeing
The festive season is a time of joy, togetherness, and celebration. It’s also a time when our wallets can take a hit due to the expenses that come with gift-giving, decorating, and hosting gatherings. However, with some careful planning and smart choices, you...
by Gretchen Betts | Nov 9, 2023 | Guest Blogs, Technical
In October Allyson sat down with Myles Peart, CEO of Netsec Limited to discuss cyber risk and what individuals and businesses can do to protect themselves in the online world. They discussed areas such as terminology and what it means, and what someone should do if...
by Gretchen Betts | Nov 2, 2023 | Retirement
So, you’ve decided when you’re going to retire, and you know what you’re going to do in the days leading up to your final day in work. You might even have some long-term goals that you know you want to achieve during the years of retirement you have ahead of you. But...
by Gretchen Betts | Oct 26, 2023 | Pension, Vlog
Gretchen’s VLOG this month focuses on the State Pension, a top topic this year in the press. Specifically covering the following areas: Triple Lock Change to State Pension Top-Ups Women – Under-Paid State Pension entitlement As with many financial topics, State...
by Gretchen Betts | Oct 19, 2023 | Financial Planning, Investments
Gretchen recently had a discussion with Tertius Bonin, Assistant Portfolio Manager from EQ Investors, and Laurentius van den Worm, Investment Strategist from Timeline about the markets over the past 12 months, how Bonds and Equities are behaving, inflation, and what...
by Gretchen Betts | Oct 12, 2023 | Financial Planning, Lifestyle, Money, Women and finance
Are you a woman in business, an entrepreneur or an executive managing a team? From experience, I know that being an entrepreneur and business owner or exec isn’t always easy, especially for women. In fact, it can be quite hard to call oneself an entrepreneur – the...
by Gretchen Betts | Oct 6, 2023 | Magenta Team
Autumn is upon us and we are starting to see the lovely warm weather and light evenings turn to colder and darker skies. We know change is not always a bad thing, and just like the change of seasons, Magenta has seen some changes recently – we’re keen to embrace...
by Gretchen Betts | Sep 28, 2023 | Financial Planning, Impact Investing
This is the week when those in our profession and the investment industry focus on money that’s good for people, the planet, and your pocket. This is a national campaign to help grow and raise awareness of sustainable, responsible, and ethical finance. It’s not...
by Geraldine Strong | Sep 21, 2023 | Financial Planning, Vlog
Gretchen’s Vlog in September discusses Magenta celebrating turning 7 years old this month with a new branding photo shoot to introduce new members joining the team! In October Gretchen is recording an Investment Summary with Timeline and EQ Investors, the Investment...
by Gretchen Betts | Sep 15, 2023 | Financial Planning, Wellbeing
Calculate your net worth Your net worth is a measure of your financial health. It’s the result of your total assets minus the amount you owe, and you should check it at least twice a year as it is also a measure of your progress. The simplest way to calculate your net...
by Gretchen Betts | Sep 7, 2023 | Magenta Team
Celebrating 7 Years of Success and Growth! This month Magenta turns 7 years old! I write something on every anniversary, and I can’t believe how quickly these years have flown by. If you’d asked me 15 years ago when I first started advising clients, where I...
by Gretchen Betts | Aug 29, 2023 | Financial Planning, Money
Sadly, Glenda passed away in June this year. To pay tribute to her, we are revisiting Julie’s Blog from Summer 2019, where we had an open conversation about Glenda’s money habits. When Julie Met Glenda! Glenda May Jackson CBE, is an actress and former...
by Gretchen Betts | Jul 20, 2023 | Financial Planning, Vlog
Gretchen’s Vlog in July discusses Magenta’s ‘Inheritance Tax’ Webinar, which was live on 6th July, and is available to watch on our YouTube channel – see links in bio. It’s also the holiday season, and Magenta will look a feel a little different during the month of...
by Gretchen Betts | Jul 12, 2023 | Financial Planning
Financial advice is financial advice regardless of whether you are male or female. It’s not gender specific, but what may be different is the approach women want and things we need to consider for them. In our experience at Magenta. women come to us when they have...
by Gretchen Betts | Jul 7, 2023 | Financial Planning
Whilst as financial planners Magenta primarily focus on managing and improving your financial situation, there are many non-financial benefits that come with collaborating closely with a financial planner. Here are some key advantages: Goal Clarity Magenta can help...
by Gretchen Betts | Jun 29, 2023 | Financial Planning
The world of personal finance is complex, financial education is sadly lacking and media reporting is confusing and frightening. In addition, you will have questions: Is it too late to save for retirement? Should I invest in the stock market? When can I stop...
by Geraldine Strong | Jun 21, 2023 | Financial Planning, Vlog
Gretchen’s Vlog in June discusses Artificial Intelligence (AI) including the minute-taking AI tech that Magenta have been trialling. AI is a hot topic globally and we explore the pros and cons, specifically around AI for Financial and Client Services. Watch Gretchen’s...
by Gretchen Betts | Jun 1, 2023 | Guest Blogs
A huge thanks to Heather, who we recently asked to write a guest blog for Magenta. This question often comes up with clients, friends, and relatives– so we thought it would be a great opportunity to cover the topic and expand with some top tips from a Professional...
by Gretchen Betts | May 24, 2023 | Financial Planning, Vlog
May has been a busy month for Magenta, with working hours compressed due to Bank Holidays, and missing Mandy in the office (who is now back and easing her way back into a routine, recovering well!) Jamie attended the CityWire Impact Retreat, learning about...
by Gretchen Betts | May 22, 2023 | Financial Planning
Welcome to part two of our guide to student finance for parents and guardians. Whilst University is synonymous with student debt, at Magenta we believe that you can make money whilst you study. Reflecting upon our own university experiences, we’ve put together a guide...
by Gretchen Betts | May 22, 2023 | Financial Planning
Students taking their A-Levels will soon be celebrating the end of their exams and will soon be busily planning their next adventure into the land of University education. However, often behind every eager student is an over-stressed, under-informed and financially...
by Gretchen Betts | May 19, 2023 | Financial Planning, Lifestyle, Retirement
At Magenta we regularly get asked about the costs of long-term care and how this can be budgeted for. Whilst these are straightforward questions, the answers are unfortunately not. For example, it depends on what type of care, for how long the care is required, and...
by Gretchen Betts | May 12, 2023 | Retirement
It’s never too early to think about retirement planning! For most of your working life, it wasn’t exactly a pressing concern. You might have pondered it for a few minutes as you skimmed your company’s annual pension statement, but retirement was more like a vague,...
by Gretchen Betts | May 4, 2023 | Financial Planning, Inheritance
Lately, we’ve spoken to quite a few clients about the choice of using a Deed of Variation when dealing with their loved ones’ estate. A Deed of Variation is a document that allows any beneficiaries named in a Will to make changes to the distribution of an...
by Gretchen Betts | Apr 19, 2023 | Vlog
Gretchen’s vlog this month covers the new tax year and flurry of activity surrounding finalising pension top-ups and making the best use of ISA allowances for last year, then looking to the new year, and ensuring all best planning is in place. In May Magenta will...
by Gretchen Betts | Apr 17, 2023 | ISA
A Junior ISA is a long-term savings account set up by a parent or guardian with a Junior ISA provider, specifically for their child’s future. They have all the same attributes as a normal ‘adult’ ISA – it grows tax-free and is available to withdraw tax-free....
by Gretchen Betts | Apr 14, 2023 | Financial Planning, Impact Investing
This week it’s World Earth Day. Earth Day is an annual celebration that honours the achievements of the environmental movement and raises awareness of the need to protect our natural resources for the future. To celebrate this, we’ve asked Investment Managers EQ...
by Gretchen Betts | Apr 8, 2023 | Cash flow, Financial Planning
As part of our usual annual planning exercise with the majority of our clients, during our annual planning meeting, we will talk about your plans for the year ahead and thoroughly review your lifetime cash flow forecast, taking into account any changes you’d like to...
by Gretchen Betts | Mar 31, 2023 | Guest Blogs
Gretchen has asked me to tell you what I’ve been up to since retiring. Having decided to retire in the middle of the Covid epidemic, I will admit to a serious case of FOMO (fear of missing out) as all the items on my bucket list were virtually impossible and...
by Gretchen Betts | Mar 25, 2023 | Vlog
Gretchen’s vlog this month covers the recent budget delivered from Jeremy Hunt, focussing on the Pension changes, especially relating to lifetime allowances. You can read more about the budget in our blog by Jamie here Gretchen then discusses the recent collapse of...
by Gretchen Betts | Mar 17, 2023 | Budget, Uncategorized
Last week Jeremy Hunt delivered his budget, only a couple of weeks away from the end of the tax year. So, this is a double information blog; part budget update, part tax year-end reminders. First, the budget update. As expected, there were no further changes to tax...
by Gretchen Betts | Mar 10, 2023 | Magenta Team
Almost 6 years ago I wrote a Blog ‘why smaller is better’. This month, Gretchen asked me to revisit this and update it with my experiences and thoughts over the period that has since elapsed and share this with you… so here goes! I have worked with some of Magenta’s...
by Gretchen Betts | Mar 3, 2023 | Death, Financial Planning
Even though having a Will in place is the most effective way to leave details to your family about how you would like your money and assets to be split, or make special bequests to charity, the number of people who don’t have one in place is remarkably high....
by Gretchen Betts | Feb 21, 2023 | Death, Financial Planning, Magenta Team, Vlog, Wellbeing
Gretchen talks through the approaching tax year end, especially regarding unused ISA and pension allowances. More recently Gretchen has been asked how Magenta can help if a client passes away, whilst it’s not a cheerful topic, Gretchen covers the practical processes...
by Gretchen Betts | Feb 17, 2023 | Estate Planning, Inheritance
There can be a number of reasons why grandparents want to invest for their children’s future. Usually, the motivation is to help ensure they start their adult life off with a helping hand. However, reducing your own estate for Inheritance Tax Purposes can also be a...
by Gretchen Betts | Feb 11, 2023 | Financial Planning, Inheritance
Many of our clients want to give money away to reduce their estate and help friends or family, however, are concerned about the rules and want to ensure that they are keeping any gifting legal and above board, and rightly so! This week, our blog will cover how you can...
by Geraldine Strong | Feb 2, 2023 | Estate Planning, Inheritance
Benjamin Franklin is quoted as saying “in this world, nothing is certain, except death and taxes”. When it comes to Inheritance Tax, or IHT as it is sometimes known, and you have enough money, the two certainties go hand-in-hand. Our clients frequently tell us that...
by Gretchen Betts | Jan 27, 2023 | Financial Planning, Lifestyle
There is no doubt that the global pandemic and consequent global economic situation has profoundly affected all our lives and in some cases completely changed how we live now and our aspirations for the future. None of us has a crystal ball to show what is going to...
by Gretchen Betts | Jan 20, 2023 | Financial Planning, Inheritance
Making sure that you have made plans for looking after your family once you are gone will give you peace of mind. But providing your family with lasting benefits means taking action now. For most people, protecting your estate is ultimately about securing more of your...
by Gretchen Betts | Jan 6, 2023 | Financial Planning
As we enter the new year, many of you are setting your financial and life goals for 2023. You might also be in the middle of some major life changes and turning points – getting engaged or married, having a baby, or thinking about starting your own business. Or maybe...
by Gretchen Betts | Dec 29, 2022 | Lifestyle
Another year has come and gone and if you are anything like me you start off the new year with a list of all the things you want to achieve in the year. Invariably when I look back over the year, I can guarantee I have only managed to complete a handful of these...
by Gretchen Betts | Dec 15, 2022 | Vlog
Gretchen’s monthly Vlog is shorter this month, and covers the following topics: Magenta’s Economic Update Webinar Local Food Banks Christmas Update Please feel free to share this content if you think this could be of interest to someone you know, or your social...
by Gretchen Betts | Dec 15, 2022 | Christmas, Financial Planning
It’s nearing the end of 2022 and it’s always the time we start to look towards new goals and opportunities for the business. We all know that 2023 is forecast to be a tough year, a long recession is predicted, and inflation isn’t yet under control. For those working,...
by Gretchen Betts | Dec 9, 2022 | Cash flow
Cashflow modelling is used by good financial planners to provide a picture of your financial and lifestyle future. It shows you how much money you could have in the future and whether you are on track to achieve your goals – helping to answer questions such as, ‘do I...
by Gretchen Betts | Dec 1, 2022 | Financial Planning, Uncategorized
Most people are familiar with the term “Financial Advisor” or “IFA” but at Magenta we are Financial Planners and people regularly ask us what the difference between the two is. In many countries, the use of the title “financial planner” is tightly controlled and...
by Gretchen Betts | Nov 25, 2022 | Pension
When you first start investing, the saying, ‘The first pound works the hardest’ gets used a lot. This is due to the effects of compound interest growing your capital exponentially year on year. This in turn supports that the earlier you start saving into a...
by Gretchen Betts | Nov 23, 2022 | Vlog
Gretchen’s monthly Vlog discusses the latest financial topics from Magenta Financial Planning in November 2022 The topics this month include: The Autumn Statement – by Jeremy Hunt Inflation Staff News and Charity Commitments up to Christmas You can watch the full...
by Gretchen Betts | Nov 20, 2022 | Budget
Like us, you’re probably struggling to keep up with the current pace of changes the current government have made in the last 9 months, but yet again, last week we saw the new Chancellor, Jeremy Hunt, deliver the Autumn Statement and it included a number of tax...
by Gretchen Betts | Nov 18, 2022 | Retirement
Being self-employed has plenty of perks, from choosing our own hours, following our career dreams, and even working from home in our pyjamas. But one perk we may miss from working for an employer is having a retirement plan through work. Fortunately, there are ways to...
by Gretchen Betts | Nov 11, 2022 | Divorce
At Magenta, we always advocate financial independence for everyone. Even in happy marriages and partnerships, it makes sense for each party to have control and oversight of the family finances, just in case something goes wrong – death, disability, divorce etc....
by Gretchen Betts | Nov 5, 2022 | Financial Planning, Wellbeing
What does an Annual Planning (review) meeting look like at Magenta? The Annual Planning meeting, or as many clients like to call it – the Review Meeting – is an important date for both clients and your financial planner at Magenta. A lot can happen in a year and...
by Gretchen Betts | Nov 3, 2022 | Vlog
Gretchen’s monthly Vlog discusses the latest financial topics from Magenta Financial Planning in October 2022 The topics this month include: The Revised Mini Budget – by Jeremy Hunt The Prime Minister’s Resignation – Liz Truss New Model Advisor Top 100 You can watch...
by Gretchen Betts | Oct 28, 2022 | Christmas, Financial Planning
There’s no doubt about it, Christmas is fast approaching! So what can you do to keep your finances on track? Our 20 Christmas money-saving tips can help you enjoy Christmas and avoid going into a ‘cold sweat’ when the credit card bill comes during January. Remember,...
by Gretchen Betts | Oct 24, 2022 | Financial Planning, Pension
If you’re employed, your employer must provide a pension that both they and you pay into, unless you opt-out. This has been in place since 2012 and most employers had to comply by 2017. As a result, most of us will have more than one pension, usually as a result of...
by Gretchen Betts | Oct 14, 2022 | Climate change
Climate change is an ever-increasing concern, not just for individuals but for businesses too. As most of our clients know, Magenta has always been committed to doing what we can to reduce the impact we have on the environment. In 2021 we signed up with a company...
by Gretchen Betts | Oct 10, 2022 | Uncategorized
What are the top 3 changes you can make with your money to be better for the world and people? Almost all of us want to make responsible choices in life and we are now, more than ever, aware of the global challenges we face in the world. Environmental issues, human...
by Gretchen Betts | Oct 2, 2022 | Financial Planning, Impact Investing
Did you know we have a dedicated page on our website for Positive Impact Investing? You can find it under the ‘who we help’ section, or visit the page HERE If you visit the page, you’ll see that we’ve created a free guide to ‘Green’ investments for you to download....
by Gretchen Betts | Sep 28, 2022 | Vlog
This month Gretchen discusses what we have learnt from Queen Elizabeth II – the longest reigning Monarch in British history. Visit Magenta’s You Tube Channel to watch the full video https://youtu.be/3_9NO7ZaXVQ The topics this month include: What can we learn...
by Gretchen Betts | Sep 26, 2022 | Budget, Uncategorized
Budget updates used to be every year, but now it seems it can be up to 3 times a year! So here we go again… The Government’s Growth Plan 2022 In last weeks mini-Budget, the Chancellor announced the government’s Growth Plan 2022 which included a raft of tax reductions...
by Gretchen Betts | Sep 20, 2022 | Financial Planning, Investments, Pension
This is something we get asked a lot and we understand why! The different financial labels really don’t help in understanding what these things are, how they differ and how they are the same. So, are they the same, or different? The short answer is that they are...
by Gretchen Betts | Aug 29, 2022 | Advice, Divorce, Uncategorized
The ‘little ones’ have flown the nest; the mortgage is predominantly paid off and retirement is so close you can almost smell the slightly stale sandwiches at your office leaving party. Now, what exciting chapter lies ahead for you and your partner? Blissful beach...
by Gretchen Betts | Aug 24, 2022 | Magenta Team
Another year has flown by, and this week, Magenta is celebrating 6 years in business! As you can imagine, a lot has happened over six years, and the business has certainly changed from those early first days, with new technology, new faces and a new office! Firstly,...
by Gretchen Betts | Aug 24, 2022 | Uncategorized
Welcome to Gretchen’s monthly VLOG, for August! Each month Gretchen talks about 3 pertinent topics that have come up with Magenta clients. In August the topics discussed were Contributing extra funding to a Pension Money Habits Magenta’s Client Survey If...
by Gretchen Betts | Aug 22, 2022 | Testimonials
We all rely to some extent on other peoples’ experience and recommendations – this is why Trip Advisor and the like are so successful! Think about how many times in (say) the last month you have asked for someone’s advice or guidance on something. Even something...
by Gretchen Betts | Aug 15, 2022 | Divorce
As with any marriage, the plan is to as the vow states ‘until death us do part’. Unfortunately, this is not the case for every marriage. Over the past 50 years, exactly one-third of marriages have ended in divorce. According to the Office for National...
by Gretchen Betts | Aug 8, 2022 | Lifestyle, Wellbeing
We have such a short time on this earth yet few of us pause to think about how we want to spend that time. That is why a bucket list, a list of everything that you want to be, do, have, and experience in life can really help you live life to the fullest. If you want...
by Gretchen Betts | Aug 1, 2022 | Magenta Team
After such a difficult 2 years we really wanted to get the team out of the office for some well-deserved fun and team building. Finding something that everyone was able or wanted to do wasn’t as easy as it first seemed. We’re a varied team in age and...
by Gretchen Betts | Jul 27, 2022 | Financial Planning, Vlog
Welcome to Gretchen’s monthly VLOG, for July! Each month Gretchen talks about 3 pertinent topics that have come up with Magenta clients. In July the topics discussed were Trust Registration Requirements Cash Rates Gretchen’s recent award for Financial Adviser of the...
by Gretchen Betts | Jul 25, 2022 | Lifestyle, Retirement
We spend a lot of time at Magenta talking about retirement planning and setting objectives for when you aren’t working, or are working less. When we talk about Retirement Planning – this isn’t about just when you turn 50, 60, or whatever your magic number is for...
by Gretchen Betts | Jul 18, 2022 | Advice, Financial Planning, Lifestyle, Uncategorized
We all have to go one day, and, in our experience, it is better to be organised and prepared as far as possible. At Magenta we have had some wonderful discussions with clients about how they want to go and be remembered; the parties they want to have; the music; the...
by Gretchen Betts | Jul 11, 2022 | Cash flow, Financial Planning, Lifestyle, Wellbeing
As any parent knows children can be very expensive. Even before a child is born there seems to be more and more costs parents are facing; scans, baby showers and maternity care just to name a few. Parents understand that whilst their children are young, there...
by Gretchen Betts | Jul 4, 2022 | Divorce, Financial Planning, Lifestyle, Money, Wellbeing
Life and the traditions we have adopted over time are changing, and this seems to have been especially amplified over the past few years with change happening faster than ever. We have grown up with the fairy tale story of meeting the person of our dream, moving in...
by Gretchen Betts | Jun 27, 2022 | Advice, Death, Financial Planning, Lifestyle
There are millions of things we can fill our minds with, and this doesn’t always come readily to mind, but sometimes thinking and talking about death is healthy. Death is like a work or study deadline – something that empowers us to make sure we do everything we want...
by Gretchen Betts | Jun 20, 2022 | Financial Planning, Investments, Vlog
Gretchen’s Monthly Vlog will detail the 3 Top Topics which Magenta have been discussing with their clients. In June the following topics were discussed Investment Markets State Pension Forecasts Fun, Travel and Covid To view the Vlog for June click...
by Gretchen Betts | Jun 20, 2022 | Financial Planning, Pension
This is a question we get asked a lot, usually because people are concerned that it will “die with them” and leave their family with a hole in the household income. What happens depends entirely on the type of pension you have. For ease of understanding, we’ve broken...
by Gretchen Betts | Jun 13, 2022 | Lifestyle, Uncategorized
When we get married for the first time, the way we manage our money, and our future aspirations seems to evolve as a natural, mostly harmonious process. In the same way a new relationship blossoms and flourishes, so that 2 partners come together to agree on a way...
by Gretchen Betts | Jun 5, 2022 | Inclusion, Lifestyle
Magenta has always prided itself on being inclusive and being a big supporter of a fairer, more equitable financial services sector. As regular readers of our blog will know, it’s important to us to be a voice for women in financial services (both in encouraging more...
by Gretchen Betts | May 30, 2022 | Lifestyle, Women and finance
Elizabeth Alexandra Mary Windsor was born in Mayfair on 21 April 1926 – the first child of the Duke and Duchess of York (later King George VI and Queen Elizabeth.) In February 1952, Elizabeth became queen of seven independent Commonwealth countries: the United...
by Gretchen Betts | May 24, 2022 | Financial Planning, Vlog
Here’s a glimpse into Gretchen’s monthly VLOG for May! This month Gretchen has been in USA touring the Deep South. Starting in Florida, visiting Gretchen’s namesake. Meeting friends made via Twitter and exploring their ‘tiny house’...
by Gretchen Betts | May 23, 2022 | Financial Planning
Usually, tax planning blogs come in the spring each year, before the 5th April, tax year end. But this year we’re writing a few weeks into the tax year, to ensure you’re as up to date as possible for the year ahead. We’re covering lots of areas that won’t be new to...
by Gretchen Betts | May 16, 2022 | Financial Planning, Magenta Team
It’s been a while since we’ve written a team update for you, so we thought you may like a little insight into what the Magenta team have been up to so far in 2022. We have had lots of changes and reasons to celebrate since December 2021, such as moving into our new...
by Gretchen Betts | May 9, 2022 | Advice, Financial Planning, Wellbeing
“Financial wellbeing” is a relatively new concept in the mainstream financial advice world. Indeed, in many companies it is seen as the new marketing tagline just to sell more financial products. But financial planning firms like Magenta understand that much like...
by Gretchen Betts | May 2, 2022 | Death, Financial Planning, Inheritance, Lifestyle, Money
How lovely! Most people would be envious and agree that this is a wonderful position to be in, but for others it becomes a huge burden and responsibility, particularly if they are not confident about managing money. Everyone dreams of getting a windfall, but many...
by Gretchen Betts | Apr 28, 2022 | Vlog
Gretchen’s Monthly Vlog will detail the 3 Top Topics which Magenta have been discussing with their clients. In April the following topics were discussed Inflation and Cash Flow Assumptions Gift Aid Why Women? To view the Vlog for April click here...
by Gretchen Betts | Apr 25, 2022 | Financial Planning, Impact Investing, Lifestyle
1 – Having to sacrifice returns to do good with your money This is the number one discussion point that gets raised by clients when talking about investing ‘ethically’ or ‘doing good’ with money. A significant number of people want their money to do good in the world,...
by Gretchen Betts | Apr 17, 2022 | Cash flow, Financial Planning, Uncategorized
At Magenta, part of our role is to ensure that our clients will still feel financially secure in the event of unexpected events and crises and will still be able to reach or maintain their desired lifestyle. Even with the most careful financial planning, shocks can...
by Gretchen Betts | Apr 11, 2022 | Death, Financial Planning, Lifestyle
If you knew today was your last day, what regrets would you have? What would you have missed? What do you wish you had done differently? Recently I was referred to a book called ‘The Top 5 Regrets of the Dying’ and have become rather obsessive about...
by Gretchen Betts | Apr 4, 2022 | Uncategorized
Gretchen’s Monthly Vlog will detail the 3 Top Topics which Magenta have been discussing with their clients. In March the following topics were discussed Tax Year End Planning Dementia Awareness Women and Finance To view the Vlog for March click here (409)...
by Gretchen Betts | Apr 4, 2022 | Climate change, Climate change
At the beginning of 2021 we decided we wanted to do more about becoming a ‘greener’ company and doing our bit for the environment. We found a great company called Ecologi https://ecologi.com/ who’s passion is helping companies reduced their carbon footprint, through...
by Gretchen Betts | Mar 28, 2022 | Advice, Cash flow, Financial Planning, Lifestyle, Wellbeing, Women and finance
We have written often about women being at a disadvantage compared to men when it comes to lifelong financial wellbeing. In fact, they are also in a worse position than their mothers and grandmothers, simply because they are likely to live much longer and thus need...
by Geraldine Strong | Mar 24, 2022 | Uncategorized
Last week Chancellor Rishi Sunak provided an update on the state of the UK’s finances and also announced a few policy changes, so this was more low-key than the annual budget, which will take place in the autumn of this year. Inflation Inflation is already affecting...
by Gretchen Betts | Mar 20, 2022 | Financial Planning, Women and finance
Many women we speak to, go to work just to bring home some extra money for the family. But often their jobs are unfulfilling, boring and underpaid. There are plenty of stories in the traditional women’s magazines of women who have had the courage to step out on their...
by Gretchen Betts | Mar 14, 2022 | Cash flow, Financial Planning, Financial Planning, Investments, ISA, Money
We’re not far away from the end of another tax year, so with many allowances being “use it or lose it”, what are the key things you need to think about before 5th April? Invest in your ISAs! Individual Savings Accounts (ISAs) allow your savings to grow free of income...
by Gretchen Betts | Mar 7, 2022 | Financial Planning, Lifestyle, Money, Wellbeing
At Magenta we always ask about a client’s family situation and whether there is likely to be any financial support required for young children, older parents, adult children and/or other family members. It is important that we understand whether there will be any...
by Gretchen Betts | Feb 28, 2022 | Financial Planning
For 2022 Gretchen set herself a resolution to create more video content for Magenta Clients. Each month, Gretchen’s Vlog will detail the 3 Top Topics which Magenta has been discussing with their clients. In February the following topics were discussed Volatile Stock...
by Gretchen Betts | Feb 28, 2022 | Financial Planning, Wellbeing, Women and finance
Should today’s women take a different approach to planning a secure financial future to men or even to their mothers and grandmothers? At Magenta, we think the answer to this question is complex – the mechanics of financial planning will be the same for everyone, but...
by Gretchen Betts | Feb 21, 2022 | Financial Planning, Uncategorized
Big changes often need big hugs! No day is ever the same – our clients are different; their needs and goals are different; their circumstances are different and often subject to change with little or no warning. Some days bring good news and some not so...
by Gretchen Betts | Feb 7, 2022 | Cash flow, Redundancy
At Magenta we know one thing for certain – that life doesn’t follow a linear path and that change, whether for good or bad, is always around the corner. Life is full of changes and events – some will bring joy and others sorrow. Our experience encompasses all possible...
by Gretchen Betts | Feb 7, 2022 | Financial Planning, Lifestyle, Wellbeing, Women and finance
Last year we launched our Green Guide and this month we’re officially launching our Financial Planning Guide for Women – just in time for International Women’s Day next month. Many of you may be thinking, why a specific guide for women, why would this be a different...
by Gretchen Betts | Jan 31, 2022 | Uncategorized
What is it and how is it measured? As a quick reminder, inflation is measured by the increase in the cost of a collection of typical household goods and services, when compared with the same month a year before. The services and items included change as our lifestyles...
by Gretchen Betts | Jan 24, 2022 | Testimonials
Every small business like ours is reliant on word of mouth, recommendations and reviews for new clients and business. Over the past 5 years, thanks to many of you, we’ve received over 65% of our new clients via referral! We’re so very proud that so many of our clients...
by Geraldine Strong | Jan 17, 2022 | Financial Planning, Investments, Uncategorized
Over the years, we have been asked on many occasions about how to become a successful investor and make the most money. At Magenta we know that showing people how to get the most out of their time on the planet, is more important than making money, but also that...
by Gretchen Betts | Jan 10, 2022 | Financial Planning, Investments, Lifestyle, Money, Wellbeing
A Habitude is a combination of habits and attitudes that reveal the ingrained thoughts, feelings and behaviours that influence our decisions and actions. We have used money habitudes over a number of years to understand our clients’ habits and feelings towards money....
by Gretchen Betts | Jan 3, 2022 | Financial Planning, Lifestyle, Magenta Team, Money, Wellbeing
2020 and 2021 were pretty hard years for many. The Pandemic robbed us of loved ones; time with loved ones; time with friends and colleagues; our work; our holidays; our hobbies and even our mental and physical health. There were some positives however – we learned...
by Gretchen Betts | Dec 27, 2021 | Lifestyle, Magenta Team
What a year it’s been, with highs and lows for all of us. Who’d have thought we’d become to accustomed to seeing people in masks, no hand shaking and distanced hellos! Here’s to a happier and healthier 2022, with fun, travel, family, and friends. See you in the New...
by Gretchen Betts | Dec 20, 2021 | Financial Planning, Lifestyle, Magenta Team, Wellbeing, Women and finance
Christmas is almost upon us and we’re hopeful this year that you will all get to see some family and friends and enjoy a really lovely festive time. We want to thank all our clients, professional friends and contacts for a wonderful year. It really has been positive,...
by Gretchen Betts | Dec 13, 2021 | Impact Investing
At Magenta we have always made a conscious effort to be a greener company and offered clients ethical and sustainable investment choices. This past year we have been actively making our office space greener by reducing our paper use drastically, using sustainable...
by Gretchen Betts | Dec 6, 2021 | Advice, Death, Financial Planning, Inheritance, Wellbeing
Most of us will at some point receive an inheritance. It’s not a nice thing to think about, as it is usually associated with losing a loved one. However, it is part of the circle of life. As we’re constantly reminded, we’re all living longer. Despite this it’s perhaps...
by Gretchen Betts | Nov 29, 2021 | Christmas, Financial Planning, Lifestyle, Wellbeing
Always looking for ideas to help our planet as well as our pockets, this year we have some ideas that will help everyone to have an enjoyable Christmas without creating unnecessary waste. But don’t worry, we are not suggesting a miserly, scroogy Christmas, just one...
by Gretchen Betts | Nov 22, 2021 | Advice, Financial Planning, Financial Planning, Lifestyle, Money, Wellbeing, Women and finance
At Magenta we have written often about empowering women to learn more about money and investments and have greater confidence in planning for their futures. We have also written about using money wisely to make a positive impact on society and the planet. This article...
by Gretchen Betts | Nov 15, 2021 | Divorce, Financial Planning, Financial Planning, Lifestyle, Money, Wellbeing
At Magenta we help clients to build plans for their future security and happiness and this includes thinking about how to get back in the game when a relationship comes to an end. Divorce is generally a stressful and unsettling event. A major relationship is ending,...
by Gretchen Betts | Nov 8, 2021 | Financial Planning, Lifestyle, Wellbeing, Women and finance
This is an interesting question, and one which Magenta like to tackle when we are advising our female clients about their financial and life future. We have written before about the rotten deal women often get when it comes to money – shorter working lives due to...
by Gretchen Betts | Nov 1, 2021 | Financial Planning, Pension, Retirement, Retirement
Most people would agree that a ‘good retirement income’ is one that offers them security, that allows them to participate in the activities they want to do and provides them with a comfortable enough standard of living to be happy. Research by the National Employer’s...
by Gretchen Betts | Oct 25, 2021 | Lifestyle, Magenta Team
Along with the rest of the world, our own little Magenta world has gone through quite a few changes over the past 18 months. We thought we would give you an update on the team members that you already know, as well as a bit of information on our newest team members....
by Gretchen Betts | Oct 18, 2021 | Financial Planning, Financial Planning, Guest Blogs, Impact Investing, Money
During Good Money week, we asked our client Alison, to write a little about why, even back in the 90’s, she wanted to invest ethically and with social conscience. Back in 1991 with coloured and permed hair and when mortgage interest...
by Gretchen Betts | Oct 11, 2021 | Climate change, Climate change, Guest Blogs, Lifestyle
I am Louisiana Salge, Senior Sustainability Specialist at EQ Investors. I joined the investment sector from a background in sustainabiliy because I deeply believe that the finance sector can be an important lever for sustainable change. Investing should not just...
by Gretchen Betts | Oct 4, 2021 | Advice, Climate change, Climate change, Financial Planning, Impact Investing, Investments
It’s Good Money Week! This is the week where those in our profession and the investment industry focus on money that’s good for people, the planet and your pocket. This is a national campaign to help grow and raise awareness of sustainable, responsible and...
by Gretchen Betts | Sep 27, 2021 | Advice, Lifestyle, Money
If you’ve visited our website recently you may have noticed that we have added a new page under the ‘who we help’ section of the website, entitled ‘Positive Impact’. You can visit this page HERE. If you visit the page you’ll see that we’ve created a free guide to...
by Gretchen Betts | Sep 20, 2021 | Financial Planning, Money, Pension, Retirement
In writing this post I looked for a quote about ‘getting to know someone’, but quickly gave up because it isn’t overly authentic to me. Being authentic, or ‘true to myself’, is one of my personal values. As financial planners it is important that we get to know what...
by Gretchen Betts | Sep 13, 2021 | Diversity, Financial Planning, Inclusion, Lifestyle
As most of you will know, until recently Magenta had been an all-female work force. Whilst for those of you who have been clients a long time, this is just something you are used to – this certainly bucks the trend in the wider Financial Service Profession,...
by Gretchen Betts | Sep 9, 2021 | Financial Planning, Money, Wellbeing
This week the government announced reforms to social care, increasing National Insurance and Dividend Tax. Whilst National Insurance increases will be applied across all of the United Kingdom, the details around whether the new social care cap is to be adopted in...
by Gretchen Betts | Sep 6, 2021 | Financial Planning, Lifestyle, Money, Wellbeing, Women and finance
Financial independence isn’t just about how much money you have. It’s about having the knowledge you need in order to be confident in making your own financial decisions. Female or male, single or married, we all need to be in control of our financial...
by Gretchen Betts | Aug 30, 2021 | Magenta Team, Wellbeing
On 1st September it’ll be 5 years since we launched Magenta. I can’t believe it’s gone so quickly, and it only seems like yesterday that Julie and I were calling many of you to let you know about the change and our plans for our new brand. In the last 5 years we’ve...
by Gretchen Betts | Aug 23, 2021 | Wellbeing
Financial health and mental health are intrinsically linked. The state of our mental health and wellbeing can make it harder to get on top of our finances and can lead to experiences of the financial stress which can then further impact our mental health.Yet talking...
by Gretchen Betts | Aug 16, 2021 | Awards
In Financial Services we are entering awards season! 2020 was a washout for awards, but this year, adapting to the new normal, most awards are running and at Magenta we’ve been shortlisted for a number of awards. We’re always proud to showcase being shortlisted or...
by Gretchen Betts | Aug 9, 2021 | Climate change, Magenta Team
Magenta has been working to be a greener company for some time now. Like most people, we are concerned about the environment and wanted to do whatever we could as a company and as individuals to reduce our impact on the planet. Whilst we continue doing the things we...
by Gretchen Betts | Aug 2, 2021 | Magenta Team
Two months ago Courtney Vidales joined the Magenta team as an intern – whilst studying for her degree in Swansea University. She’s fitted in brilliantly with the team and is learning about all the different roles we have at Magenta. Courtney has had a busy summer,...
by Gretchen Betts | Jul 26, 2021 | Uncategorized, Wellbeing
At Magenta, we have always been proud to say that we care 100% about our client’s financial wellbeing and now we have been Accredited by the Initiative for Financial Wellbeing.What is Financial Wellbeing?Simply put, this is the study and application of how money can...
by Gretchen Betts | Jul 19, 2021 | Financial Planning, ISA
We all know an unsung hero, perhaps it is a family member who always puts everyone else first. Or your favourite band member who does the unseen work and gets on with it without fuss.In this blog we want to tell you a little about an unsung hero in the financial...
by Gretchen Betts | Jul 12, 2021 | Financial Planning, Lifestyle, Magenta Team, Wellbeing, Women and finance
Last month I passed my regulated diploma in financial planning! The financial planning diploma is made up of 5 exams on various different technical topics and then a financial planning case study. In preparation for my case study, I was studying around the clock and...
by Gretchen Betts | Jul 5, 2021 | Financial Planning, Financial Planning, Lifestyle, Money, Women and finance
We have written before about the “pink tax” where products targeted at women are often sold at a premium to the same products aimed at men. Thankfully, when it comes to financial planning, there should be no difference to the costs of the service or the methodology...
by Gretchen Betts | Jun 28, 2021 | Financial Planning, Investments, Lifestyle
There’s a good chance that you’ve heard stories from parents or grandparents about how they are very careful with money, how they are natural ‘savers rather than spenders’ or how they only spend when absolutely necessary. And, if you are of a certain age, you will...
by Gretchen Betts | Jun 21, 2021 | COVID19, Lifestyle, Magenta Team, Wellbeing, Women and finance
If ever there was a time to be grateful for technology, it has been during the Covid pandemic. Zoom, Facetime, Teams, Whats app have kept us all connected and feeling less isolated. Magenta, like most businesses, had to shut the office and resort to remote working. We...
by Gretchen Betts | Jun 14, 2021 | Financial coaching
I’m now a Certified Financial Coach!In the throes of the first national lockdown I committed to undertaking additional qualifications to develop greater skills when working with my clients. Last month, after 12 months of hard work, I became a Certified Financial...
by Gretchen Betts | Jun 7, 2021 | Advice
We are often asked about the pros and cons of repaying Student Loans. Student Loans – which are used to cover the cost of tuition fees and help towards maintenance costs, but this is a debt that is likely to remain with them long after graduation. Generally,...
by Gretchen Betts | Jun 1, 2021 | Uncategorized
In dealing with many different clients over many years, we have always found it fascinating to discover how different people view the world and especially how they define risk in the context of their own lives. We all take risks every day – at the moment, just...
by Gretchen Betts | May 24, 2021 | Climate change, Climate change, Impact Investing, Investments, Lifestyle, Money, Wellbeing
We like to think we’re a conscientious team at Magenta, so we’re always keen to learn more about how we can help look after the world. If you’re a regular reader of this blog, you’ll likely know this already. Some examples of the actions we’ve taken as a business, are...
by Gretchen Betts | May 17, 2021 | Lifestyle, Magenta Team, Wellbeing
As a company Magenta is proud to be a Dementia Friend and we were extremely fortunate to be offered dementia friends training by one of our very own clients Judith Jeeves. Did you know that there are just over 50 million people living with dementia and that a new case...
by Gretchen Betts | May 10, 2021 | Uncategorized, Wellbeing
At Magenta we know that this subject causes great concern among our clients and their families. Thanks to medical advances and healthier lifestyles, a growing number of us are enjoying longer lives. Many of us in our fifties or sixties will have parents in their...
by Gretchen Betts | May 3, 2021 | COVID19, Financial Planning, Lifestyle, Uncategorized, Wellbeing
In dealing with many different clients over many years, we have always found it fascinating to discover how different people view the world and especially how they think about their money and the impact it has on their lives. There is no doubt that our life...
by Gretchen Betts | Apr 26, 2021 | Climate change, Climate change, Lifestyle, Magenta Team, Uncategorized, Wellbeing
Yes, we really have helped plant a forest! Before we get to that, you may remember our Magenta Goes Green initiative from 2020 – January 2020 Blog and July 2020 BlogAs a result of our Magenta goes Green 2020 initiative, we achieved the following last year: ...
by Gretchen Betts | Apr 19, 2021 | Pension, Women and finance
At Magenta, when we work with you on your financial and life plans for a secure future, we try to factor in all possible variables such as your current and future income and expenditure as well as any assets and liabilities. We go to great lengths to be as accurate as...
by Gretchen Betts | Apr 11, 2021 | Financial Planning, Toolkit
We are delighted to announce that our Magenta Manual is now available as a digital version as requested by many of our clients who want to keep all their important information electronically in one safe place. The first paper version of the Manual was given to all our...
by Gretchen Betts | Apr 5, 2021 | Financial Planning, Money, Wellbeing
Very broadly speaking there are 2 types of financial adviser. There are those for whom the most important factor in your relationship equation, is your money and then those who understand that putting what you want out of life at the centre of things, is the proper...
by Gretchen Betts | Mar 29, 2021 | Magenta Team
This week we would like to introduce to you the newest member of the Magenta team, Jamie Flook. Jamie joined us in February as a Financial Planner and is looking forward to getting to know you over the coming months. We’ve asked Julie to take some time off from...
by Gretchen Betts | Mar 15, 2021 | Retirement, Wellbeing
Have you ever played the game of categories where you have to find the A-Z of a particular list eg countries – Austria, Belgium, Canada etc. I played it recently (via Zoom!) and it got me thinking about the category of “Happy Retirement” now that I have...
by Gretchen Betts | Mar 7, 2021 | Financial Planning, Money, Toolkit
With just under a month to go before the new tax year starts on 6th April, time is running out to make the most of your tax allowances for 2020/21. Here’s Magenta’s summary of the top 5 allowances and exemptions you and your family should consider taking advantage of...
by Gretchen Betts | Mar 1, 2021 | COVID19, Lifestyle, Wellbeing
As we look toward a brighter 2021 and our mastery of the virus that has made us change so much, we should also embrace the lessons of 2020 as a source of growth and opportunity for our own wellbeing. At Magenta we put wellbeing at the heart of everything we do – for...
by Gretchen Betts | Feb 21, 2021 | Financial Planning, Impact Investing, Uncategorized
As a young child my first experience of what it meant to be ethical and sustainable was in primary school. A gentleman came into class to talk to us about his adventures around the world. The purpose of these adventures was exploring the devastating effects of...
by Gretchen Betts | Feb 14, 2021 | Testimonials
Recently, our client Andrew, recorded a video remotely for us, talking about our service and how we have helped him over the last 12 months. “With Magenta you form a personal relationship, get to understand where goals and aspirations are”. We wanted to share this...
by Geraldine Strong | Feb 8, 2021 | Advice, COVID19, Lifestyle
Having a 15-year-old daughter at the best of times can be challenging, add in homeschooling and Covid and we have a whole set of extra dramas and challenges! My daughter is in her most important school years whilst this Global Pandemic is happening. For her first year...
by Geraldine Strong | Jan 31, 2021 | Advice, Divorce, Uncategorized
The Christmas break is often a time for reflection and for many people it is the time when they make some of the most important decisions about their future. The Covid crisis has given people even more time to consider what they really want from life and for many it...
by Geraldine Strong | Jan 20, 2021 | Financial Planning, Lifestyle, Uncategorized
In September, amidst all the challenges of the pandemic, Isabel Viggers joined the team at Magenta as a trainee administration assistant. It’s her first job, straight from college. Now, 4 months into this new job, Izzy is helping Gretchen, Mandy, Allyson and the rest...
by Geraldine Strong | Jan 17, 2021 | Financial Planning, Money
At Magenta we are always seeking to improve our service and to find ways to give the best possible advice to our clients. We know that the better we understand our clients – their motivation, their past experiences and their worries – the more we can do to help them...
by Geraldine Strong | Jan 11, 2021 | COVID19, Financial Planning
There is no doubt that the global pandemic has profoundly affected all our lives and in some cases completely changed how we live now and our aspirations for the future.None of us have a crystal ball to show what is going to happen and for many, the anxiety that...
by Geraldine Strong | Jan 4, 2021 | Financial Planning, Uncategorized
As we enter the new year, many of you are setting your financial and life goals for 2021. You might also be in the middle of some major life changes and turning points – getting engaged or married, having a baby, or thinking about starting your own business. Or maybe...
by Geraldine Strong | Jan 4, 2021 | Financial Planning, Uncategorized
We’re sure we are all glad that 2020 is now behind us and we can look forward to things getting back to normal – at least as far as seeing family and friends is concerned. Usually at the start of a new year, people make resolutions and promises about how they...
by Geraldine Strong | Dec 21, 2020 | COVID19
The countdown is on and the Elves have helped Julie to write a Christmas Carol especially to reflect the challenges we have all faced in 2020. Magenta’s 2020 Christmas Carol has been performed by our Business Manager Allyson and her daughter, Aimee! You can view...
by Geraldine Strong | Dec 21, 2020 | Christmas, Financial Planning, Uncategorized, Wellbeing
It’s been a tricky year to say the least and we recognise that for some it has been very sad and distressing. But ever the optimists, we have looked for some positive highlights of 2020 before turning to the much easier list of awful things that have happened. 10...
by Geraldine Strong | Dec 13, 2020 | Financial Planning, Uncategorized
Part 2. Well, another month of retirement has gone by and I have travelled precisely NOWHERE! My travel bucket list is getting longer as I have more time to read about exciting destinations. I definitely have the FOMO (fear of missing out) feeling! We had planned...
by Geraldine Strong | Dec 6, 2020 | Testimonials, Uncategorized
Judith Jeeves – Client Testimonial Recently, our lovely client Judith, recorded a video remotely for us. Talking about the service she received at Magenta and how we have helped her to plan for her retirement over the past 12 months. “I’m so impressed by how...
by Geraldine Strong | Nov 30, 2020 | Christmas, Uncategorized
The run-up to Christmas is likely to feel very different this year as the coronavirus pandemic has thrown uncertainly around the festive season. Unemployment is already rising, there is a new lockdown and finances will be a worry, especially for those faced with...
by Gretchen Betts | Nov 20, 2019 | Technical
Help to Buy ISAs – Now or never? We have received a few queries recently about whether or not clients should set up Help to Buy ISAs for their children, before they are withdrawn at the end of this month (30th November). The short answer is, no! (or at least,...